Insurance, HMO, relief care chiropractors
Insurance is designed for short-term relief of recent illness, injury, or disease. While some insurance plans do provide for care of long term and chronic illnesses, most health plans do not provide for this at all. Insurance is affordable to you and/or your company because they contain managed-care costs. Most insurance plans, particularly HMO/PPO insurance, are designed to pay for the cost of fast relief to a new strain, accident, or injury. In order to cut costs, insurance companies, particularly HMOs, utilize a number of different tactics.
Most insurance companies have either a set limit on how many visits a year you can be treated by a Chiropractor or they will require such a high co-pay that it makes care non-cost effective for the patient. This makes insurance more affordable, but does not necessarily make it possible to provide structurally corrective chiropractic care for you and your family. Some Insurance companies may also require a referral from a medical doctor or treatment from a physical therapist in an effort to avoid paying for Chiropractic care. This usually can be verified before your first appointment but is another cost to you the patient for having to see another provider to receive care that is recommended in the first place.
Insurance tends to cover only symptom based care. If your symptoms improve by the second or third visit then insurance may refuse to cover your chiropractic care. If the visit is to correct scoliosis or posture or any non symptom based treatment then insurance may deny your claim. This frustration only led Corrective Chiropractic to be out of network with insurance. This allows us to recommend what is necessary for correction instead of only what insurance covers while still keeping our prices very affordable.
Many chiropractors choose to limit their practice to pain relief only. This is okay, but we choose to open up our scope of practice to structural corrective chiropractic in this office. While choosing to treat pain only has the pleasing benefit of pain relief, in this office, however, we feel an obligation to improve overall wellness in addition to alleviating pain.
Research shows that if your spine and Central Nervous System are left in their improper position, they will continue to degenerate silently and allow organs to malfunction and become diseased. With relief care instead of corrective care, you will not even know this is occurring because the signs and symptoms are gone!
Corrective Care Chiropractors
Disease; Spinal decay creates a “dis-ease” in the body- a lack of normal “ease” or function. In a state of dis-ease, the opportunity for disease is enhanced.
Because of the amount of time and the number of visits it takes to reconstruct and correct the spine and Central Nervous System, your insurance, HMO, or PPO is not designed to cover this type of care.
Like changing bone alignment in your mouth with braces, the duration of care and frequency of adjustments are essential to changing the bone alignment in your spine. It is also necessary to use very specific, highly-advanced techniques in order to get the subluxations in your spine corrected. Infrequent and/or non-specific spinal correction techniques will have the same effect on the spine and initial x-ray positions as infrequent non-specific braces would have on teeth. Non-specific spinal adjustments and non-specific rehabilitative techniques along with leaving areas of the spine uncorrected for sustained periods will cause the spine to worsen over time.
While all doctors want their patients to be out of pain, the focus of Corrective Care Chiropractors is to remove all interference to the Central Nervous System caused by abnormal position of the spine and subluxation (misalignment). This is done through a very specific rehabilitative program of spinal adjustments, stretches, and exercises that are unique for each individual.
The frequency and cost of care are determined by the severity of the subluxation and abnormal position of your spine. An insurance program shouldn’t be the determining reason. While your pain relief is of great concern to us, to determine your health by subjective findings only would be to compromise your well-being and our integrity as physicians.